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Top 7 Fintech Startups Revolutionizing Saudi Arabia’s Financial Landscape

Ahmed Maher by Ahmed Maher
November 28, 2024 - Updated on June 12, 2025
in Startups
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Top 6 Fintech Startups Revolutionizing Saudi Arabia's Financial Landscape
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The Kingdom of Saudi Arabia has rapidly emerged as a hub for fintech innovation in recent years, fueled by the country’s ambitious Vision 2030 plan and a supportive regulatory environment. As a result, numerous startups have burst onto the scene, leveraging cutting-edge technology to disrupt the financial services sector. In this article, we explore the top 7 fintech startups in Saudi Arabia that are reshaping the industry.

Note: The order in which the fintech startups were listed doesn’t necessarily indicate a ranking from best to worst. Rather, the list aims to provide an overview of some of the most innovative and impactful fintech startups operating in Saudi Arabia, covering a diverse range of financial services and technologies. Each startup has its own unique strengths and focuses, catering to different segments of the market and offering various solutions. The order should be seen as a way to organize and present the information rather than a definitive ranking.
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1. Tamara
2. Geidea
3. Lendo
4. PayTabs
5. OneCard
6. Raqamyah
7. Manafa Capital

1. Tamara

Pioneering the buy now, pay later (BNPL) model in the Kingdom, Tamara enables customers to spread their purchases over interest-free installments. This innovative payment solution is helping to boost e-commerce and improve affordability for consumers.

2. Geidea

A leading payment technology provider, Geidea offers point-of-sale (POS) solutions, mobile payments, and e-commerce gateways. Their advanced infrastructure is accelerating the adoption of cashless payments throughout the country.

3. Lendo

Lendo is an innovative platform that connects borrowers with lenders, offering a digital alternative to traditional bank loans. By leveraging advanced algorithms and data-driven decision-making, Lendo is able to assess creditworthiness quickly and accurately, allowing users to access loans with competitive interest rates. The platform is also committed to promoting financial literacy, enabling borrowers to make informed decisions about their financial future.

4. PayTabs

PayTabs enables businesses to accept online payments through a suite of payment processing solutions. Their focus on security and fraud prevention has made them a trusted partner for merchants in the Kingdom.

5. OneCard

OneCard offers a unified digital card for various payment methods, including credit, debit, and prepaid cards. Their platform simplifies online transactions and allows users to manage their finances with ease.

6. Raqamyah

As one of the first peer-to-peer (P2P) lending platforms in the Kingdom, Raqamyah connects investors with small and medium-sized enterprises (SMEs) seeking financing. Their digital lending marketplace is fostering economic growth and empowering entrepreneurs.

7. Manafa Capital

MANAFA is an investment marketplace for businesses regulated by the Saudi Capital Market Authority.

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Ahmed Maher

Ahmed Maher

Ahmed Maher is a marketing and growth leader with a proven track record across telecom, fintech, publishing, charity, government, e-commerce, and sports. He launched Vodafone Egypt’s digital and social media presence in 2008, setting new standards for brand engagement and performance marketing in the region. As the founder of Digital Boom, Ahmed has helped shape the voice of digital media in the Arab world. He brings a rare blend of creative vision and data-driven thinking, using digital tools and storytelling to drive measurable impact and scalable growth.

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